Housing Affordability: Mortgages for manufactured homes

By changing state title laws to include manufactured homes in the definition of real property will unlock mortgage options for manufactured homes. This change would lead to cost savings for the owners of 27% to 65%.

New Hampshire addressed this in 1983 by defining real property to include dwellings connected to utilities.

Pew Charitable Trusts | States Hold the Keys to Greater Mortgage Access for Manufactured Home Buyers